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Employee Benefits
Our full portfolio of products and programs & services enable companies to customize benefit plans to meet their needs. With multi-product discounts available and the ease of working with one carrier, it's no wonder Guardian is the carrier of choice for many businesses.

Click here to view the Product Portfolio sumarizing available benefits

Guardian offers comprehensive coverage: lump-sum benefits for six serious illnesses and events and per-diem benefits for hospitals stays for all other medical conditions.

Guardian is a Dental leader, offering a variety of plan designs including administrative services only (ASO), preferred provider organization (PPO), and pre-paid along with innovative features, such as Maximum Rollover and coverage for dental implants.

Guardian offers flexible, creative plans for both short-term and long-term disability with enhanced benefit options, such as telephonic claims submission and pension contribution protection.

Our plans include Term Life and Accidental Death & Dismemberment (AD&D), with value added options available such as LifeAssist, waiver of premium, and retained asset accounts.

Eyecare is part of maintaining a healthy way of life. We offer a variety of comprehensive plan designs through two partner vendors: Vision Service Plan (VSP) and Davis Vision.

Voluntary Products (Worksite) Guardian also offers employee benefits on a voluntary basis that allow employees to purchase additional coverage at work through the convenience of payroll deduction. These products are supported by a comprehensive set of services to make offering and enrolling in them hassle-free. Our worksite process focuses on full customer service support before, during, and after enrollment.