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Guardian DBL Rates effective 1/1/13 for groups of 1-49 lives
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Employers sitused in zip code range 10000<11999 with no other Guardian group coverage can take advantage of the following stand alone rates: |
| Annual Rate (payable in advance) |
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Males |
$ 23.16 |
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Females |
$ 53.88 |
| Monthly Rate (payable quarterly) |
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Males |
$ 2.60 |
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Females |
$ 5.75 |
| Small groups with 1 to 49 employees sitused in zip code range 10000<11999 insured under any Guardian non-medical coverage group policy (cross sold) will be reduced to the following rates: |
| Annual Rate (payable in advance) |
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Males |
$ 20.16 |
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Females |
$ 47.04 |
| Monthly Rate (payable quarterly) |
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Males |
$ 2.30 |
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Females |
$ 5.00 |
All other groups located in zip codes OTHER then 10000<11999 can take advantage of the following rates.
Stand Alone- no other Guardian coverage in force.
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| Annual Rate (payable in advance) |
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Males |
$ 28.21 |
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Females |
$ 61.27 |
| Monthly Rate (payable quarterly) |
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Males |
$ 2.60 |
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Females |
$ 5.75 |
| DBL rates for groups that have another Guardian non-medical coverage (cross sold).
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| Annual Rate (payable in advance) |
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Males |
$ 24.61 |
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Females |
$ 53.48 |
| Monthly Rate (payable quarterly) |
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Males |
$ 2.30 |
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Females |
$ 5.00 |
| Minimum quarterly premium of $ 15 and annual premium of $ 60 are applicable to all small groups.Monthly and annual rates for a sole proprietor or partners are $ 6.85 and $68.86 respectively (must have at least one employee). |
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